Yes, absolutely. In order to obtain the discounts or credits, all of the house openings must be protected. Homeowners with questions about mitigation should contact their insurance agents to make sure they are receiving proper credit for any steps taken to strengthen their home. Citizen offers premium discounts to those policyholders who show proof of risk mitigation alternatives. According to Florida statute 627.0629 regarding residential property insurance, all insurance companies that provide homeowner’s insurance to residents in Florida must offer some type of discount for dwellings that have an effective windstorm protective system installed.
Impact windows and doors main design characteristics are the shatter-resistant glass securely fastened to a heavy duty aluminum frame. The impact-resistant glazing consists of two layers of annealed or tempered glass bonded to an intermediate layer of a shatter-proof membrane. This membrane is typically made of Polyvinyl Butyral (PVB), a plastic film which varies from .015 to .090 inches in thickness, depending on the design pressures needed. If the outer glass breaks, the shattered pieces will adhere to the PVB film. In contrast, standard-glass windows are made of standard float glass that, when broken, will fracture in large sharp shards.